Policies with vehicle assignment
Create contracts, assign vehicles and renew on expiry — with history instead of duplicates.
Finance & analytics
Insurance management
Policies, premiums, certificates, risk profiles and loss ratio in one module — so the annual review with your insurer does not rest on their figures alone.
Policies With renewal
Premiums With overdue list
Risk Per vehicle and driver
Reports Loss ratio · frequency · distribution
The numbers you take into the renewal negotiation
Policies are managed with term, cover and vehicle assignment, and can be renewed rather than recreated. Premium payments are tracked and overdue payments are surfaced. The analytics side provides loss ratio, claims frequency, cost allocation and risk distribution.
What it does
What the module actually does
Premium payments
Record payments, mark them paid and see overdue premiums in a dedicated list.
Insurance certificates
Manage certificates and see in time which ones are about to expire.
Risk profiles
Risk scoring per vehicle and per driver, recalculable on demand — the basis for deductible and allocation decisions.
Loss ratio and analytics
Reports on loss ratio, claims frequency, cost allocation and risk distribution.
Claims from damage management
Claims raised on damage cases converge here and can be enriched with insurance data.
Frequently asked questions
Damage management runs the individual case. The insurance module runs the contract side: policies, premiums, certificates and analytics across all cases — exactly the figures that matter at renewal.
Yes. Risk profiles are maintained per vehicle and per driver, and the reports show loss ratio, claims frequency and risk distribution across the fleet.
Yes. There is a dedicated view for certificates about to expire, so renewals do not surface only when they are needed.
Works together with
Damage management
Damage cases from report to settlement — with liability classification, deadlines and costs.
CRM & partners
Workshops, suppliers, insurers and authorities with contacts and a communication trail.
Fleet Cost Cockpit
Total cost of ownership across fuel, maintenance, fines, insurance, damages and receipts.
See this module with your own data
30 minutes, no sales pressure: we show the module in the context of your fleet — self-hosted in your data centre, GDPR-compliant, made in Germany.